RIVAssociates Corporation
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RIVAssociates Corporation
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Quality Service & Privacy since mid-1970s
RIVA : a network of individual businesses(aged, then selected) in Tri-State New York, California, Toronto, Hong Kong and Manila. We are inter-dependent entrepreneurs providing professional services: Banking & Finance, Info Tech, Medical, Legal, Accounting, Real Estate, Telecommunications, Entertainment and Recruitment.
Though profit driven, RIVA cares for the communities it serves. We are one of the first to endorse newly-approved OFWs' Right-to-Vote in Philippine Elections May, 2004.
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Personal Attention
MORTGAGES: residential, commercial including Primary & RE-FInancing. Over 50 Funding Sources with various 'tailor-fit' lending programs : from Gov't/FHA loans, Commercial/Savings Banks to Private Investors. "Hand-holding" 1st-time home-buyers, B, C, D credit profiles or 'financially-challenged' borrowers.
FINANCIAL CONSULTANCY("cradle to the grave"): Wealth Accumulation, Preservation & Distribution. Strategic & Comprehensive(very affordable/simple start, and fully-integrated from get-go re: Hartford's Stag 10 & 20 programs)Planning, in coordination with existing legal and other financial advisors.
PENSION DESIGN & DISTRIBUTION: New techniques maximizing annual income tax deductions, that put MORE MONEY into BusinessOwners' retirement-pockets; in addition, we can review Stretch-IRA and Roth-IRA options.
Convergence of Bush political agenda (estate tax law repeal: graduated over 10-yr. period ending 12-31-2010) and demographics (77 Million US Baby-Boomers, beginning to retire 2006) favor PENSION over Estate Tax Planning going forward.
CHARITABLE GIFT-GIVING: exchange a variety of assets for a Tax-Deductible Annuity. Receive a Guaranteed, Tax Favorable, Lifetime Income for one or more lives. Reduce capital gains taxes and receive a substantial income tax deduction for up to 6 years.
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Toll-Free Resources
Ramon V. Alonso, M.D. (on leave) 1-866-898-9700
Bebs Inocencio, ChFC, CLU 1-877-896-9700
Antoniett Genato, QC-Mortgages 1-800-877-8874
Stephanie A. Cochran, Investments 1-888-607-7706
Mark Adair, Gift-Giving 1-800-535-2601 x110
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My Favorite Products
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