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Commercial Real Property Appraiser
Valuing Commercial Real Estate since 1986
Janine Campeau Ewald
Certified General Real Estate Appraiser -
New York State License 46000003850
Bay Shore, New York
Email address-ASAppraisalPro@aol.com
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Serving Nassau and Suffolk Counties, Long Island, NY
Real Estate is the physical property while real property is the ownership rights that accompany that property.
A real estate appraisal is an estimate of value for a particular piece of property as of a specific date. Real Estate Appraisers are federally regulated and state certified or licensed. In addition they may be designated by trade organizations who develop reputations for education, proficiency, and experience levels beyond the federal and state requirements.
When preparing an appraisal there are strict standards of conduct and ethics that an appraiser must adhere to whenever producing an appraisal.
Appraisals are prepared for:
Mortgages
Estates
Partnerships
Prospective purchase or sale
Business Planning
Tax Accounting
Consulting Assignments
Divorce
We also provide Appraisal Reviews and Collateral Reviews to:
Check for errors (text, calculations, and compliance with federal and state regulations)
Determine the Quality and Reliability of an Appraisal previously prepared
Determine whether the market has changed significantly since the date of the last appraisal, (Should a new appraisal be ordered to update book values of properties.)
We perform Property and or Building Inspections:
To determine the condition and ongoing maintenance of collateral.
To familiarize an owner with property they might own or want to acquire out of their area.
The Appraisal Process:
An appraisal by definition according to The Appraisal Foundation, Uniform Standards of Professional Appraisal Practice, is the act or process of estimating value.
The appraisal process requires the appraiser to gather and analyze information about:
The property to be appraised (known as the subject property)
The neighborhood, locality and region
Local tax, zoning and building codes, regulations and practices
The real estate market in which it is located
Supply and demand for that property type
The financial market in which the subject is located
Any data relevant to the subject
Depending upon the client's needs, together they can decide if a complete appraisal is necessary or if a less intensive or limited appraisal will fulfill the purpose.
The appraiser analyzes data, draws conclusions, supports those conclusions, and then presents the results in an appraisal report. There are three types of reports, self-contained, summary and restricted.
Self contained reports supply all the information utilized to prepare the appraisal and allows the user to follow the entire process and draw his own conclusion on whether or not he concurs with those in the appraisal.
The summary allows the user to follow the logic of the process but is less intensive.
A restricted report is only utilized in special situations whereby the user would be familiar with the property, the market, and the appraisal process and would be able to determine the validity of the appraisal without accompanying detail.
Fees
Appraisal fees are determined by the amount and availability of data needed to prepare the appraisal, the complexity of the property, the intensity of the analysis needed to prepare a reliable estimate, the type of report and the time frame estimated for completion.
Review Fees are usually set by area and property type, and whether or not an inspection of subject and comparables in the field is deemed necessary.
Building inspection fees are usually a set amount for the type of property and geographical area.
Ordering an Appraisal
Contact the appraiser to discuss the property you wish to have appraised. The appraiser then checks on the property type and available data and gets back to you with a fee quote. An assignment letter is prepared and with your signature and a 50% deposit, the appraisal process begins. When the appraisal is completed, you are contacted once again and the remainder of the fee is due prior to delivery of the report.
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QUALIFICATIONS OF THE APPRAISER
JANINE CAMPEAU EWALD
Education
Ms. Ewald has a Bachelor of Arts and Sciences degree in Business and Public Administration from Long Island University at Southampton. At Suffolk Community College she successfully completed Real Estate I and Real Estate II. She has also successfully completed or obtained credit through challenge exams for the Society of Real Estate Appraisers courses 101, 201 and 202, and the Appraisal Institute courses 1A1, 1A2, 1BA, 1BB, 410,420 & 430 (Standards of Professional Practice) and Report Writing. She has also attended seminars on appraising Proposed Projects, FIRREA Regulations, Residential Inspections, Limited Appraisals, Expert Testimony, Litigation and The Professional Appraiser, Residential Review, Tax and Assessment Review and Cost Estimating.
Employment
Janine Campeau Ewald is an independant fee appraiser. She has been engaged in the appraisal of real estate since 1985, for six years as a fee appraiser, four years as a staff appraiser and reviewer for The Greater New York Savings Bank and two years for Rogers and Taylors Appraisers, Inc.
Experience
Ms. Ewald has appraised a wide variety of residential, commercial, institutional and special purpose properties. These include proposed and existing properties such as office buildings, retail buildings, shopping centers, apartment buildings, industrial buildings and condominium, and cooperative buildings. Besides these more common properties she has also appraised restaurants, marinas, motels, schools, gas stations, and special care facilities. She has appraised tracts of land in all stages of development, from raw acreage (commercial and residential) to incomplete subdivisions (homes interspersed with vacant building lots).
These appraisals were concentrated in Nassau County and Suffolk County and were also located in Queens, Brooklyn, and Manhattan. The majority of the reports were completed for mortgage purposes or bank portfolio reviews. Several reports were also completed for estate, tax grievance, zoning disputes, and condemnation purposes.
Professional Affiliations
The Appraisal Institute, candidate for the MAI designation.
Committee Membership
The Appraisal Institute Long Island Chapter:
1996 Reception Committee Chairperson
1998 Newsletter Editor
1999 Newsletter Editor
2000 Newsletter Editor
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